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A certificate of deposit define


In the USA, CDs are insured by the.
Related Words for certificate warranty, license, coupon, receipt, diploma, affidavit, authentication, paper, voucher, permit, ticket, warrant, deed, authorization, guarantee, credential, documentation, certification, testimonial, attestation Examples from the Web for certificate Contemporary Examples of certificate They examined every poll list, tally sheet, certificate of result, and.Withdrawal of principal below a certain minimumor any withdrawal of principal at allmay require closure of the entire.This does not greatly help a person with a short note, since they shortly get their money back and they are forced to reinvest at a new, lower rate.Generally, a "window" is allowed after maturity where the CD holder can cash in the CD without penalty.If the CD is called before victoria station luggage storage prices maturity, the investor is faced with reinvestment risk.This gave rise to amusing nicknames for CDs.9 For example, in one situation interest rates may be 15 and inflation may be 15, and in another situation interest rates may be 2 and inflation may.Also, the above does not include taxes.May be limited to the most recent interest payment or allow for withdrawal of accumulated total interest since the CD was opened.Compare a typical large-bank 1-year CD,.g., "Wells Fargo".Of documents, from mid-15c., especially a document which attests to someone's authorization to practice or do something (1540s).To furnish with or authorize by a certificate.In the absence of such directions, it is common for the institution to roll over the CD automatically, once again tying up the money for a period of time (though the CD holder may be able to specify at the time the CD is opened.Goldwasser, Joan (September 10, 2008).
CDs are low risk, low return investments, and are also known as " time deposits because the account holder has agreed to keep the money in the account for a specified amount of time, anywhere from three months to six years.

"Main Street Bank closes CDs early".


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